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Credit Reports & Scores

A credit report includes information on where you live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home. Credit reports and scores are very important to you.

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Home Buyers Tips

As a savvy consumer, you should always be on the alert for shady deals and scams. To protect your money and avoid being a victim of fraud, keep these things in mind:

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Home Energy Saving Tips
Home energy use depend heavily on your personal situation -- the climate where you live, your energy usage patterns, home size, configuration and features. For this reason, only general guidance is given here, but for a more definitive answer you should use the Energy Advisor to assess your own situation.
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Homeowners Insurance

The price you pay for your homeowners insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Here are some things to consider when buying homeowners insurance

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Homeowners' Tax Exemptions

If you owned and occupied your principal place of residence on January 1, you may qualify for a Homeowner's Exemption that would exempt $7,000 of your property's value from taxation. 

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Prevent Foreclosures

For most families, a home is not only a significant financial investment but also a source of pride. The loss of a home, due to unexpected events such as unemployment, divorce or separation, illness or injury, can be financially and personally devastating. Here are some tips that may help you get through difficult times without losing your home and prevent foreclosures.

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